I take my Invega Trinza injection regularly every 3 months, In case med stability matters to any life insurance company.

I need to find a suitable and available way to pay for the $250k cryonic preservation of my body at Alcor. That's usually done through a life insurance policy. But what options do I possibly have to make that happen with these diagnoses?

Surely I'm not full-on SOL, right? I'm still under 40 and active with 2 jobs. I could live for another long time yet. With medical advances, I could live well past 100.

If no life insurance plans exist with those disorders, what are all the available alternatives? Would they get me the $250k needed to cryonically preserve my body at Alcor?

Thanks in advance for your help.

They are sensitive in nature so I'd prefer not posting them on here.

Thanks in advance.

EDIT: Thanks guys, got the help I needed. If I have any more questions I'll be sure to reach out to any of you!

UPDATE: To clarify, my choice of 30yr term ($143 a month) or 30 yr UL ($167 a month) INCLUDES $1,000,000 coverage for myself and $250,000 for my wife. Based on that fact, is it a good deal or no? I currently have group term life insurance with FEGLI through the federal government (max selections) and my understanding gets quite expensive as I age.

UPDATE: I am 31 years old, my wife is 29.

My father passed away years ago in 2010. I know for a fact that he had life insurance at one time before he passed. I was with him when an insurance salesman was trying to sell him a term policy. I remember him having a preferred smokers term policy because the salesman was surprised by it. My dad even grabbed his policy papers and the salesman went over them and he basically ended up saying that he couldn't beat the policy he already had. The company I thought he was insured through was The Hartford but I could be remembering wrong. We called them and asked and they said they couldn't find anything. I know it's been a while since he passed but it bugs me that there might be a policy out there that isn't being paid out.

Any advice would be appreciated.

My father past way last night bless his soul. The financial burden has been quite the challenge I don’t want the story to repeat with my mom now so I started looking around and there are so many options prices it’s overwhelming. Does anyone recommend a reputable company that will still insure her at her age? Tia

My dad is a disabled vet, recently homeless and in another state. He's in bad health and I'd be surprised if he lived another 2 years. He had bladder cancer and beat it twice. He just found out he has Adult Epilepsy and they also suspect prostate cancer. I have asked him if he had his end of life plans written out and he didn't really answer me other than "I refuse to be cremated". I know he has no way of covering for the expenses when he passes. My sister is on disability and cannot help when the time comes so basically it's up to me to make sure everything is taken care of. I attended my grandfather's funeral years ago and it was a similar situation. My uncle paid for everything since no other siblings could/would help.

Can I get a policy for him and pay for the policy myself and would he have to sign papers? What paperwork would I need from my father in order to get this policy? Also what dollar amount is typical? I only want enough to pay for the funeral services.

Hey,

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Looking for advice here. Person applied for coverage in 2019 and didn't get coverage because of a positive cocaine reading during the paramed. How long do you have to wait to reapply after an event like this?

I don't know if he is still using or the frequency of usage or if it was just a one-time thing and it showed up positive on this test.

I am just looking to get a time frame on how long they should wait to reapply for coverage... if they will even be able to. Obviously going to use a different carrier.

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TY